What is lomi.?
lomi. is a unified, open-source payment orchestration platform built for West African merchants. We seamlessly integrate multiple payment providers and methods while providing a comprehensive set of e-commerce products.
Our platform empowers businesses to focus on growth without worrying about the challenges of payment processing and billing.
We aim to solve two core challenges:
Payment complexity
The West African payment landscape is fragmented, with numerous payment providers and methods. This complexity often forces merchants to manage integrations themselves or rely on closed-source payment providers, leading to increased development and transaction costs, maintenance overhead, and technical debt.
lomi. solves this by providing:
- Unified Integration: One integration for all your preferred payment channels (Credit cards, MTN ‘Momo’, Wave, cryptocurrencies, Orange Money — and more integration coming soon!)
- Customizable Checkout: Highly customizable, seamless checkout experiences to boost conversion
- Enterprise grade Analytics: Gain valuable insights through detailed transaction reporting
- Simple Reconciliation: Streamlined reconciliation and refund processes
- Powerful Dashboard: Comprehensive dashboard for business management
Get started selling online in francophone West Africa today by creating an account on lomi.
Lack of transparency
The financial technology landscape in West Africa has historically suffered from opacity in operations, hidden fees, and limited visibility into transaction processing. Many merchants struggle with black-box payment processors that provide little insight into how their money moves.
lomi addresses this through:
- Complete visibility: Full transparency into transaction flows, fee structures, and processing status
- Open Source architecture: Our entire codebase is public, allowing anyone to review, audit, and contribute
- Community governance: Transparent decision-making process with merchant input on feature prioritization
- Built-in compliance:
- Licensed payment service provider from the BCEAO (Banque Centrale des États de l’Afrique de l’Ouest)
- Regular security updates and compliance monitoring
The platform is designed with security-first principles, ensuring that both merchants and their customers can transact with confidence.
How we deliver
To ensure merchants can easily leverage our solutions to address these core challenges, we provide:
🛠️ Developer-first approach
- Well-documented APIs with comprehensive examples
- SDKs in popular languages (Node.js/TypeScript available now, with Python, cURL, and PHP coming soon)
- Extensive integration guides and ready-to-use boilerplates
- 24/7 dedicated customer support with technical assistance
Explore our API Documentation to get started
Open Source commitments
- Entire codebase public including our merchant dashboard and API services to ensure complete transparency with our merchants, our partners and the industry regulators
- Community-driven development where user feedback directly shapes our roadmap
- Extensible platform architecture allowing for custom modifications and integrations
- Regular security audits and vulnerability disclosures
Join our open-source community on GitHub, give us a star and help us shape the future of payments in the region!